• Mobile: 416-671-5246
  • Office: 416-289-3000
  • Fax: 416-289-3008
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Jag Patel

Broker
HomeLife/ Miracle Realty LTD, Brokerage Independently owned and operated. 22 Slan Ave. Scarborough Toronto , Scarborough, Ontario M1B 3B2 Cell: 416-671-5246Office: 416-289-3000Fax: 416-289-3008

$439,900
Available - For Sale
Listing ID: X13085250
20 Lloyd Street , St. Catharines, L2S 2N8, Niagara


Attention first-time buyers and investors! This updated detached home offers unbeatable value under $450K in a prime St. Catharines location, combining affordability, convenience, and modern upgrades in one exceptional package.This charming 1.5-storey home features 2 bedrooms, a bright and functional layout, and approximately 890 sq ft above grade, plus a finished basement with separate entrance-ideal for extended living space, a home office, or potential income opportunity. The fully fenced yard provides privacy and space to relax or entertain, complemented by a new front deck (2023) and brand new back deck (2025) for outdoor enjoyment. Step inside to a fresh, modern interior showcasing extensive 2026 renovations, including a new kitchen countertop, new flooring throughout the main level, updated lighting, fresh paint throughout the entire home, and new fixtures in both the kitchen and bathroom. Additional key updates include roof (2020), hot water tank (2023), and updated windows (2019)-offering peace of mind and true move-in ready living.Location is a standout feature-situated directly across from a park with a city-run pool, perfect for families and active lifestyles. Enjoy easy access to public transit with direct routes to Brock University, and just minutes to St. Catharines Hospital, shopping, and everyday amenities. Commuters will appreciate being only moments from GO/VIA rail access.Whether you're looking to enter the market, downsize without compromise, or invest in a high-demand rental area, this property checks all the boxes with strong lifestyle appeal and income potential.An incredible opportunity to own a thoughtfully updated detached home in a growing Niagara neighbourhood-don't miss your chance!
Price $439,900
Taxes: $3017.91
Assessment Year: 2025
Occupancy: Vacant
Address: 20 Lloyd Street , St. Catharines, L2S 2N8, Niagara
Directions/Cross Streets: St Paul Street - Lloyd Street
Rooms: 9
Bedrooms: 2
Bedrooms +: 0
Family Room: F
Basement: Full, Finished
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Second Bedroom 12.53 10.86
Room 2 Second Loft 12.89 14.01
Room 3 Main Bedroom 2 9.02 10.27
Room 4 Main Kitchen 17.32 17.52
Room 5 Main Living Ro 10.89 22.47
Room 6 Main Kitchen 17.29 17.52
Room 7 Basement Laundry 18.99 5.18
Room 8 Basement Recreatio 18.2 9.12
Room 9 Basement Utility R 6 9.18
Washroom Type No. of Pieces Level
Washroom Type 1 4
Washroom Type 2 4
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Total Area: 0.00
Approximatly Age: 100+
Property Type: Detached
Style: 1 1/2 Storey
Exterior: Vinyl Siding
Garage Type: None
Drive Parking Spaces: 1
Pool: None
Other Structures: Fence - Full
Approximatly Age: 100+
Approximatly Square Footage: 700-1100
Property Features: Park, School
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
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Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
EXP REALTY
Personal Picture
Jag Patel
Broker
Dir:
416-671-5246
Bus:
416-289-3000
Fax:
416-289-3008
 
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At a Glance:
Type: Freehold - Detached
Area: Niagara
Municipality: St. Catharines
Neighbourhood: 458 - Western Hill
Style: 1 1/2 Storey
Lot Size: x 95.01(Feet)
Approximate Age: 100+
Tax: $3,017.91
Maintenance Fee: $0
Beds: 2
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
Locatin Map:
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